Investing in gold has long been a reliable way to protect wealth and add stability to a portfolio. In 2025, with inflation concerns and market uncertainty on the rise, physical gold remains a popular choice for both new and experienced investors. But before you purchase your first gold biscuit, there are a few important things to understand.

This guide covers the essentials of buying gold bars, so you can invest with confidence and avoid common mistakes.

Why Investors Trust Gold Bars

Gold bars are one of the most secure ways to store wealth. They offer better value per gram compared to coins, are easy to store, and come with high levels of purity. A gold bar is simple, tangible, and universally recognised, which makes it ideal for those who want a dependable, long-term asset.

Unlike digital or paper investments, physical gold doesn’t rely on the health of the financial system. That’s a big reason why so many investors keep a portion of their savings in gold.

Understanding What a Gold Biscuit Is

The term "gold biscuit" is commonly used to describe smaller gold bars, often rectangular and compact in design. These are produced by refiners in various weights, typically from 1 gram to 1 kilogram. For most individual investors, the gold biscuit offers the perfect mix of value, flexibility, and convenience.

When you're ready to buy, make sure your chosen gold biscuit is produced by a recognised refiner, stamped with purity details, and comes with a certificate of authenticity. You can find quality products from trusted suppliers like Gold Investments.

Purity Matters More Than You Think

Investment-grade gold bars should be 24 karat, with a purity of 999.9%. That means 99.99% pure gold. Lower purity bars may cost less but won't hold value as well and may be harder to sell later.

Always check for proper hallmarks and serial numbers. Reputable dealers will provide full documentation and ensure that your gold biscuit meets global standards.

Choose the Right Size for Your Budget

Gold bars are available in a range of sizes to suit different investment goals:

• 1g to 20g: Ideal for beginners or gifts

• 50g to 250g: Good for building a portfolio gradually

• 500g to 1kg: Best for long-term investors or bulk buyers

Smaller bars offer more flexibility, while larger bars often have lower premiums per gram. Consider your storage plan and liquidity needs before choosing a size.

Only Buy from Trusted Dealers

Where you buy your gold is just as important as what you buy. A trusted dealer offers transparency, clear pricing, and certified products. Look for businesses with a long history, real reviews, and visible contact information.

Avoid marketplaces, unknown websites, or sellers who offer prices that seem too low. Stick with established firms like Gold Investments, which have been serving investors for decades and offer insured UK delivery.

Watch Out for Premiums

The spot price of gold is the current market value per gram. But when you buy a gold bar, you’ll pay a little more than the spot price. This extra amount is called the premium, and it covers manufacturing, packaging, and the dealer’s margin.

Premiums are lower on larger bars. For example, a 1kg gold biscuit might have a smaller premium per gram than a 10g bar. Compare premiums across different dealers and sizes to get the best value for your investment.

Secure Your Investment with Proper Storage

After your purchase, protecting your gold is key. You have two main options:

• Store at home: Use a fireproof, high-security safe. Be discreet, and never share your storage location.

• Use allocated storage: Some dealers offer vault storage where your gold is insured and held in your name. This option is ideal for larger amounts or for investors who want peace of mind.

No matter where you store it, always keep records of your purchase, including receipts and certificates.

Understand How to Sell When Needed

Gold is highly liquid, meaning you can sell it quickly when needed. Most reputable dealers offer a buyback service, and you can also sell to banks or jewellers.

To get the best resale price, keep your gold biscuit sealed and in excellent condition. Having the original packaging and certificate of authenticity will also speed up the process and improve the offer you receive.

Stay Updated on Market Trends

Gold prices move daily, influenced by global events, interest rates, and currency changes. While it's difficult to time the market perfectly, staying informed helps you spot opportunities and avoid poor timing.

Many investors use a cost-averaging strategy, buying small amounts regularly regardless of price. This smooths out volatility and builds a strong position over time.

Why Gold Belongs in Every Portfolio

Gold isn’t just for the ultra-wealthy or collectors. It’s a smart addition to any balanced investment strategy. When stock markets drop or currencies lose value, gold often moves in the opposite direction. That makes it a reliable hedge during economic uncertainty.

By adding gold biscuits to your holdings, you reduce risk and create a more resilient portfolio.

Final Thoughts

Buying gold bars is a simple, smart way to secure your wealth. It offers control, long-term value, and protection from financial uncertainty. But success starts with making informed choices. Choose the right size, buy from a trusted source, and secure your gold properly.

Whether you're just starting out or expanding an existing portfolio, gold offers peace of mind that few other investments can match.